> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fraudtraceai.com/llms.txt
> Use this file to discover all available pages before exploring further.

# FraudTrace AI — Real-Time Fraud Intelligence for India

> FraudTrace AI helps banks, PSPs, wallets, and fintechs detect UPI mule accounts, screen merchants, and surface fraud signals in real time.

FraudTrace AI is an intelligence-backed API platform built for Indian financial institutions. Whether you are screening a UPI payee before releasing funds, onboarding a new merchant, or auditing a suspicious mobile app, FraudTrace AI gives your risk team a single, programmable surface to act on high-confidence fraud signals — in milliseconds, not minutes.

<CardGroup cols={2}>
  <Card title="Quickstart" icon="rocket" href="/quickstart">
    Make your first UPI lookup in under five minutes.
  </Card>

  <Card title="Authentication" icon="key" href="/authentication">
    Learn how to obtain and use your Bearer API key.
  </Card>

  <Card title="MuleTrace API" icon="shield-check" href="/api-reference/muletrace/verify-upi">
    Full reference for the UPI VPA screening endpoint.
  </Card>

  <Card title="Core Concepts" icon="brain" href="/concepts/mule-accounts">
    Understand mule clusters, confidence scores, and evidence capture.
  </Card>
</CardGroup>

## The merchant risk stack

FraudTrace AI ships three complementary products. Each targets a distinct layer of the fraud chain — from the UPI IDs money moves through, to the dark web credentials that enable account takeovers, to the rogue apps that harvest mule accounts at scale.

<CardGroup cols={3}>
  <Card title="MuleTrace" icon="shield-check">
    **Live.** Real-time UPI VPA screening against a database of 24+ lakh indexed mule UPI IDs. Returns a confidence score, cluster membership, and captured evidence including screenshots and source URLs — all in a single GET request.
  </Card>

  <Card title="CyberTrace" icon="lock">
    **Coming soon.** Dark web credential leak monitoring and attack surface intelligence for your merchants and partners. Get ahead of account takeover campaigns before they hit your platform.
  </Card>

  <Card title="Mobile Trace" icon="mobile">
    **Coming soon.** Automated mobile app emulation that detects hidden deposit screens, permission abuse, and embedded fraud modules. Extract mule UPI IDs directly from suspicious APKs.
  </Card>
</CardGroup>

## Platform at a glance

<Note>
  FraudTrace AI currently indexes **24,76,004 UPI IDs** across **1,188 clusters** sourced from **18,330 crawled pages** — and has served **94,72,910 lookups** to date. All data is stored in AWS Mumbai (ap-south-1) and transmitted over TLS 1.3.
</Note>